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The world is changing – so should your insurance

Posted by siteadmin on Wednesday 9th of September 2020

WRITTEN BY KIRSTY TELLING       09TH SEPTEMBER 2020

The world is changing rapidly in a way that nobody could ever have expected, meaning your personal and financial circumstances are likely to have changed. It is important to regularly review all aspects of your finances and that includes reviewing your protection insurance, to make sure your policy provides adequate cover for your changing needs.

Underinsured
If you don’t regularly review and update your policy, any pay-out you do receive from your claim may not be enough to cover you ...


Stay protected

Posted by siteadmin on Wednesday 29th of July 2020

WRITTEN BY KIRSTY TELLING       29TH JULY 2020

The coronavirus outbreak has impacted everyone across the globe, leaving many individuals and families in a precarious financial position. The crisis has shown that financial hardship can strike when we least expect it, demonstrating the importance of protection cover.

As people’s anxiety about their financial future intensifies, it’s likely that many people will be considering how they can reduce their outgoings. Income protection or critical insurance may be top of the list to cancel if ...


Its good to talk

Posted by siteadmin on Thursday 30th of April 2020

WRITTEN BY KIRSTY TELLING      30TH APRIL 2020

While, for many, discussions about money can be extremely uncomfortable, experts have long stressed the best approach to financial issues is invariably to talk about them. Indeed, perceived wisdom suggests the more open and honest people are about money, the better their life and relationships tend to be.

Finance: the last taboo
There’s a wide variety of reasons why people don’t like to discuss their finances. In some cases, money is simply viewed as a vulgar subject to talk about, while many i...


3 Month Mortgage Holiday

Posted by siteadmin on Wednesday 25th of March 2020

Government announces three-month mortgage holiday in Covid-19 package

You may be aware that on March 17, Chancellor Rishi Sunak confirmed that anyone struggling financially as a result of the Coronavirus outbreak will be able to take a three-month mortgage repayment holiday.

A number of lenders had already announced repayment holidays for those affected by Covid-19, but the Government's announcement means ALL lenders will now have to honour the three-month time frame.

A mortgage payment holiday is an agreement you will need make wit...


Spring Budget 2020

Posted by siteadmin on Wednesday 25th of March 2020

Written by Kirsty Telling
11th March 2020

Newly appointed Chancellor of the Exchequer, Rishi Sunak, delivered his first Budget on 11 March, against a backdrop of uncertainty following the COVID-19 outbreak and subsequent financial losses. It was the first of two Budgets to be delivered in 2020, with the second to follow in the autumn.

COVID-19 and the NHS
The Chancellor wasted no time in diving into the heart of the issue on the minds of so many across the nation: the COVID-19 crisis. Taking an empathetic tone, he reassured the Britis...